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Finding the Best Insurance Canada has to Offer!


There are many things in life we value and want to protect. Ensuring the
right coverage is protecting your interests can be a difficult and costly
process.

Attaining a mortgage is a big step on a big investment. The next step is
guaranteeing that everyone and everything inside that home are protected in
the case that incident should occur. Our Insurance professionals can walk
you through the process of selecting insurance - whether it be a property,
health or life insurance policy - from start to finish. Our knowledgeable
brokers are familiar with the many products and services we have access to
through our vast network of insurance providers, and which will best benefit
you.


Ten Start Financial Services Insurance



Term Life Insurance has level premiums for a set period of time. The
coverage you select will allow for suitable protection during the years when
you have children, mortgages, and other insurable needs.

Term Life Insurance is the most basic, most popular of life insurance
products in Canada.

Are your needs short term, like debt protection or long term, like mortgage
protection? This type of insurance is intended to cover shorter term needs
(though those needs may be as long as 5, 10, 15, 20 or 30 years).

You pay a premium for a period of time and if you die during that time the
insurance proceeds are paid to the person or persons you designate (called a
beneficiary), unlike bank procedures.

The most common type of term insurance is renewable and convertible term
insurance. With proper financial planning, a Term life plan can play an
important role in meeting your objectives.

Affordable Coverage For the Short Term

Purchasing Insurance could be the most significant decision you make toward
protecting your family's future. Having the accurate amount of life
insurance protection when you die will provide your family with a future
that is financially secure.

Ideal for younger families just starting out, or for those who are still
single. It is also an excellent choice if you have a temporary need to
protect your family.

Long or Short-Term Insurance, TEN STAR has the term life insurance answer
for you
Ability to convert to a permanent life insurance policy
As long as you pay the premiums, your coverage cannot be cancelled or
altered
10, 15, 20, 25 & 30 years to pick depending on your needs
Term Life Insurance can be used to provide funds at your death to:
Pay off your mortgage
Pay off lines of credit
Pay off personal loans
Create an estate for your heirs
Term life insurance brokers provide protection for a limited period of time
and pays benefits only if the policy holder dies during the specified time.
The major benefit is the reduced cost compared to permanent insurance.
Low cost competitive term life insurance protects your family before you
have accumulated an estate.
Low cost term-to-100 life insurance preserves your estate.
You work hard to build your estate - why give it to the TAXMAN?

Pick up the phone today to get started!

Life Insurance as a Tax Benefit
Did you know that life insurance can be used as a tax efficient investment
vehicle and as an estate preservation tool? Our Insurance Brokers can help
you create an efficient wealth transfer or estate preservation plan.

If business or succession planning is important to you, your family or you
business partners, we can assist.

Available Riders include:

Children's protection rider
Guaranteed insurability option
Flexible guaranteed insurability option for youth
Additional accidental death benefit
Term riders
Disability waiver of premium
Insured child waiver of premium